考研英语作文示例（2014考研英语作文相携）

以下《考研英语作文预测题目及范文：信用卡》由考研英语作文频道为您独家提供，欢迎大家参考。

1.越来越多的人使用信用卡，信用卡有哪些好处

2.信用卡的弊端

3.你自己的观点

CreditCards

PersonalcreditcardsarebecomingmorecommoninChina.Banksandotherfinancialinstitutionsareencouragingtheircustomerstochangethewaytheybuythings.Creditcards,otherwiseknownas"plasticmoney",arebeingofferedonverygoodtermstoencouragethechange.Consumerswillbeableto"buynow,paylater",andmanyseethisasanadvantage.

Butpeopleneedtobecareful.Therearedangersassociatedwithcreditcards.Somepeoplefinditveryeasytoexceedtheirbudget.Theyaretemptedtopurchasegoodsthattheydonotreallyneed,andcanbecomequicklyoverburdenedbydebt.Thecreditcardsoftenchargeahighrateofinterest,whichexacerbatestheproblemsforthesepeople.

However,usedwiselycreditcardscanimprovethequalityofpeople'slives.Theycangivepeopleaccesstomoneytomeetsuddenunplannedexpenses.Properlyhandled,theycanletpeoplecontroltheirexpenditureandthemonthlystatementsprovidearecordofwheretheirmoneyhasgone.

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